Top 8 Payment Processors That Work With Nonprofits

Top 8 Payment Processors That Work With Nonprofits

Digital payment processes are becoming the new normal. Therefore, it bodes well for your nonprofits to offer flexible payment methods to your donors.

Nonprofits are flourishing, hence the need for nonprofit institutions to facilitate more accessible and flexible payment methods. Furthermore, with the increasing digitalization worldwide, more people prefer making payments online, as evidenced by the following statistics:

As per finances online US Online Payments Transaction Value from 2020 to 2025:

  • Around 52% of consumers from the US alone used a debit card in the last twelve months.
  • Around 27% of consumers from the US used online gateway platforms such as Amazon Pay and PayPal.
  • Alone 25% of consumers from the US used direct debit for their online transactions.
  • It is predicted that by 2025, the average value per user in the US is projected to be $11,755 for Digital Commerce.
  • It is predicted that by 2025, Mobile POS Payment users in the US will be 85.6 million.

8 Payment Processing Solutions to Try for NonProfits

For nonprofit institutions intending to appeal to a growing base of donors, a move toward more flexible payment solutions is in order.

Here's a list of payment processing solutions to consider.


Established in 2008 with the motive to be used for money-pooling and donation endeavors, WePay focused on lending its intuitive, hassle-free payments processing platform to businesses of all sizes.

Established in 2008 with the motive to be used for money-pooling and donation endeavors, WePay focused on lending its intuitive, hassle-free payments processing platform to businesses of all sizes.


  • The user-friendly payments processing platform
  • Online Donations


  • Charges a fee of 2.9% plus 30 cents per successful credit card transaction.
  • There is a fee of 1% plus 30 cents for ACH transactions.


payment processing, payment processing industry, payment processing, digital payment for nonprofits,

Payment Processing Industry

GETTRX has extensive years of experience in the payment processing industry. GETTRX, as an established brand, is committed to establishing the standard by delivering the most advanced technological advantages in nonprofit payment processing that can enhance a business's competitive position in the marketplace.

GETTRX will help save your business money and improve your end-user experience by offering digital payment solutions for every industry at the best rates.


  • Customized POS options
  • Secure online payments
  • Nonprofit solutions


  • Zero Processing Fees for all
  • Card Types
  • Free Processing Equipment
  • 24/7 US Customer Service and Tech Support
  • Fast Approval


Mobile payments, Recurring billing, Over-the-phone payment

Bambora, formerly Beanstream, was established in 2000. An adaptable omnichannel platform, Bambora can handle multiple transaction types: EMV, mobile payments, over-the-phone, batch processing, recurring billing, e-commerce, and mail-in payments.


  • Mobile payments
  • Batch processing
  • Recurring billing
  • Over-the-phone payment


  • Charges 2.9% plus 30 cents per successful card-present transaction
  • 2.8 plus 30 cents charges for card-not-present transactions


payment gateway, payment processing

Stripe has been a popular payment gateway in the payment processing industry for its less-complicated "only pay for what you use" pricing model. Smooth integration, transparent fee structure, and easy-to-use interface have been critical factors in helping Stripe become one of the most outstanding options for customers.

Stripe enables nonprofits to manage one-off payments and invoices or handle in-person payments regularly.


  • Versatile: 450+ integrations, 135+ currencies
  • Handles recurring donations, invoicing
  • 24/7 support


  • Monthly fee: $0
  • Online: 2.9% + 30 cents
  • In-person via Terminal: Starts at 2.7% + 5 cents
  • Digital wallet: 2.9% + 30 cents
  • ACH direct debit: 0.8% capped at $5
  • Recurring payments: 0.5%–0.8% per transaction


process credit, debit card payments, Braintree

Braintree was established in 2007 and acquired by PayPal in 2013; Braintree enables merchants to process credit and debit card payments. It also allows customers to use other payment methods such as PayPal, Apple Pay, Android Pay, Venmo, and Bitcoin.

Apart from nonprofits, Braintree caters to businesses in several domains, including direct sales, service-based, subscription-based, or marketplace-based merchants.


  • Over-the-phone payments
  • Online payment processing
  • Stored payment information for recurring/repeat donations


  • It charges 2.9% + $0.30 per transaction.
  • Additionally, it charges a 1% fee applied to transactions processed outside your home currency.


PayPal sellers, payment processing, payment

PayPal is a renowned name in the digital payment industry that allows access to several PayPal sellers and merchants for payment processing. It is also a market player in some of the most recognized digital merchants, such as Airbnb and Uber.


  • PCI compliant
  • Easily accept PayPal, ACH, Venmo, and other payment types
  • Stored payment information for recurring donations


  • It provides a discounted rate for nonprofit organizations.
  • They charge 2.2% + $0.30 per transaction.

iATS Payments

Payments , payment ,iATS

iATS Payments is one of the digital payment processing platforms that works solely with nonprofit institutions. Because of this specialization, iATS ensures offering its nonprofit clients the best possible customer service.


  • Integrates with charity/donation-specific software and organizations
  • No chargeback or early termination fees
  • ACH payments


  • Monthly fee: $0
  • Chargeback: $0
  • Contract: 1-year, with six months of automatic renewal
  • Early termination/cancelation fee: $0

Charity Engine

CharityEngine, nonprofit , credit cards

CharityEngine is designed specifically for nonprofit use and provides nonprofits with comprehensive payment solutions to meet their fundraising needs, including secure payment processing.


  • Processes ACH and credit cards
  • Customer database and CRM
  • Workflow Automation


  • Average monthly fee: $350–$1,500
  • Plans vary on the basis of the number of contacts you can manage with their CRM

What's Next?

Nonprofit payment processing is becoming the new normal. It enables you to expand your payment processing capabilities to match the needs and preferences of your customers while promising an excellent user experience.

Frequently Asked Questions (FAQs)

What is the difference between payment gateways and payment processors?

Payment gateways and payment processors are interchangeable because they link the merchant's and customer's banks. However, payment gateways can recognize that the cardholder is who they say they are, while payment processors cannot reveal this alone.

Do I need a Payment Gateway?

Payment gateways are a short-term necessity for almost all businesses, including nonprofits. However, especially after the covid-19 impact, people are shifting toward digital payments platforms and mobile wallets and avoiding cash payments.

How Does a Payment Gateway Work?

Payment gateways offer a platform for customers and merchants to make transactions digitally. For instance, after swiping a card, the payment gateway ensures the card is authentic. Also, it provides information that the user has enough money to cover the transaction and updates him if the purchase is accepted or declined.