I am STRESSED about money!!
You are not alone. However, there are things you can do to reduce that stress.
Money Stress Is Tough
We understand, you are at the point where the money coming in is no longer the same as the money going out.
It's not easy.
You are ready to address the problem...
The truth is, you are not alone, 1000's of Canadians every month hit the point where the money stress is overwhelming. We understand.
You feel frustrated and just wish the money problems would go away.
The Stress Can Go Away
The good news is that there are solutions for you. Piece by piece, there are ways for you to get your financial self back on track.
There is an alternative to the dreaded bankruptcy that you may not be aware of called a consumer proposal.
A consumer proposal (Government of Canada Website) is a legal arrangement of payments to your creditors managed by a Licensed Insolvency Trustee. Your trustee can work out a proposed payment program to extend the time you have to pay or reduce payments outright. This can really help!
When the proposal is agreed to by all relevant parties, payments to alleviate your debt stress on a regular basis are made to your creditors. It's important to note, that these payments do take into account your situation and will be applied differently in each case.
We are all aware that sometimes financial strain comes about from events not always in your control.
It's Time To Reduce Your Money Stress
If you are at the point where your money issues are getting you down, take a deep breath. It's okay. Know that recognizing this is the first step to finding that peace of mind you want.
Watch this video, and see if a proposal is right for you.
Provided By Government of Canada
At D.Thode & Associates Inc. , we can see if a consumer proposal suits you.