D. Thode & Associates Inc.

So, let’s have a conversation with our kids about it. Most families establish a budget to live on and it’s important to live within it.

When people find themselves juggling monthly payments to various credit cards, loans and lines of credit, the first thing that comes to mind is consolidation.

Most people don’t think about all the small monthly bills in their life, but they add up! Spending time reviewing your bills could easily save hundreds a year!

From a financial institution’s point of view, if your housing costs, debt servicing and taxes exceed 42% of your gross earnings, you have too much debt.

Some people find that setting a budget, and then putting aside money in separate expense envelopes is a great way to control spending.

Even on a budget you can escape from the hustle and bustle and enjoy some of these wonderful places in and around Kelowna.

It sure feels like school just ended so you may be wondering why we are already thinking about back to school.

The only things we can truly count on are death and taxes. A Licensed Insolvency Trustee can help you to come up with the best plan for your tax debt.

At one time or another, most people have found themselves a little short on cash before payday rolls around but are Pay Day Loans the answer?

You are not alone. However, there are things you can do to reduce that stress.

If you are filing for bankruptcy this article will help clarify the difference between a Bankruptcy Lawyer and a Licensed Trustee.

Money management can be a challenge for many people. It makes sense that you need to spend less than you bring in on a monthly basis.

The idea of filing for bankruptcy is to get a fresh start and put your financial difficulties behind you to regain financial stability for the future.

Summer activities can be available for everyone no matter what the budget is. Getting outdoors with friends and family are the most important.

It’s that time of year again when most of us are receiving our income tax assessments and some of you may not be prepared for the bill.

The short answer is, probably. There are only 2 legal alternatives for reducing your debt in Canada.

Many people assume that winning the lottery or receiving an inheritance would be outside the scope of the bankruptcy proceedings, but this is not the case.

A Consumer Proposal is a formal legally binding debt settlement arrangement between a debtor and his unsecured creditors.

Many people who are having trouble solving their debt problems find it difficult to know where to turn.

An increase in bankruptcies and insolvencies is predicted within the next year.

A New Year is the perfect opportunity to reassess your financial situation and see if there are any adjustments to be made.