Doug and his team have expertise in reviewing a situation and coming up with a solution.
A Consumer Proposal is a formal arrangement that is negotiated between an individual (the debtor) and their creditors, to settle outstanding debt obligations.
If you're facing financial challenges unable to pay your debts monthly or are only able to service your monthly payments we discuss these two options.
Canadians are in uncharted territory when it comes to handling their personal finances during this lengthy pandemic.
One of the toughest parts of being in debt is that it can often feel like you have no options. Debt can be overwhelming and we would like to help.
Your personal finances are just that – yours. Similarly, debts that are only in your name are yours.
A common question is the difference between debt consolidation and a consumer proposal. What are the benefits of each? When you should choose?
This time of year can be tough on our pocketbook and finances, leaving us overwhelmed, juggling, and looking for help to figure out how to get some debt relief.
The more you know and understand your financial rights and responsibilities, the easier it is to avoid costly surprises and reach your financial goals.
If you are struggling with overwhelming debt, your path to financial freedom starts with a FREE consultation with D. Thode & Associates.
When you have high interest loans, credit cards or lines of credit you may find that you have little or nothing left after making your minimum monthly payments.
LITs are the only professionals able to administer the options legislated by the Bankruptcy and Insolvency Act which include Bankruptcy and Consumer Proposals.
Most people don’t think about all the small monthly bills in their life, but they add up! Spending time reviewing your bills could easily save hundreds a year!