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Six Unique Risks to Retirement Income Planning

Six Unique Risks to Retirement Income Planning

As part of the retirement income planning puzzle, there are several unique risks or challenges that you must account for.

What to expect in regular progress meetings with your advisor?

What to expect in regular progress meetings with your advisor?

Regular progress meetings should be scheduled during the year to update and adjust your retirement income plan.

Where do financial advisors work?

Where do financial advisors work?

If you are not going to manage your own Retirement Road Map, find an advisor who, like you, is planning for the transition to retirement or is already retired.

How do you Create a Retirement Road Map?

How do you Create a Retirement Road Map?

Planning meetings ensure the advisor is in alignment with your family’s dreams, hopes and desires and what you wish to accomplish and achieve over time.

Planning your Will and Powers of Attorney

Planning your Will and Powers of Attorney

A common question we received is what we should consider when planning our wills and powers of attorney.

What is the Tax-Free First Home Savings Account?

What is the Tax-Free First Home Savings Account?

In the 2022 Federal Budget, the federal government proposed a new savings vehicle for first-time home buyers.

Retirement Income Withdrawal Strategies

Retirement Income Withdrawal Strategies

In our conversations with people making the transition from their working years to retirement, many have done a great job of saving over time.

Ontario Staycation Tax Credit

Ontario Staycation Tax Credit

If you are travelling in Ontario this year, be sure to keep track of your accommodation expenses as they can help you reduce your taxes.

Great Advice for Entrepreneurs from Business Experts

Great Advice for Entrepreneurs from Business Experts

Our curated podcasts with fabulous advice for entrepreneurs from a variety of entrepreneurial experts. Check out all the episodes!

Why Invest in the Stock Market?

Why Invest in the Stock Market?

With the current stock market gyrations, people may wonder why they should invest in the stock market at all.

How to Navigate a Market Downturn for Retirees

How to Navigate a Market Downturn for Retirees

With the market decline this year, people want to know what they can.

Paying Your Income Taxes in Retirement

Paying Your Income Taxes in Retirement

When making the transition from your working years to retirement, a common concern or question that comes up is, “How do I pay my taxes in retirement?”

The Three Stages of Retirement Spending

The Three Stages of Retirement Spending

When retirement planning, you may want to view your spending in three different phases.

How to Reduce Capital Gains Tax in Canada

How to Reduce Capital Gains Tax in Canada

Capital gains are the increases in the value of assets that you own, such as stocks and property.

Can we give money to our children to help with a home purchase?

Can we give money to our children to help with a home purchase?

In meeting with clients a common question we hear is,” Can we give money to our children to help with a home purchase?”

Key Tax Credits to Review

Key Tax Credits to Review

As everyone begins to assemble their tax documents to complete their 2021 income tax returns, there are some tax credits you will not want to overlook.

What to know about Capital Gains Tax

What to know about Capital Gains Tax

Capital gain is defined as the profit earned on the sale of an asset that has increased in value and may include property, a business or shares.

Pension Income Splitting - Tax Saving Strategy

Pension Income Splitting - Tax Saving Strategy

There is an income tax saving strategy that is not often discernable either from the annual income tax guide or tax return form.

Seven Strategies to Withdraw Corporate Assets for Retirement

Seven Strategies to Withdraw Corporate Assets for Retirement

At retirement business owners may end up with investment assets within their CCCP, and this can be used for their retirement income.

When do you need the money?

When do you need the money?

Have you received a large amount of money and wondered how to invest for when you need it most?

Reasons to Outsource your Bookkeeping

Reasons to Outsource your Bookkeeping

Deciding to outsource your bookkeeping is a significant step for an organization. Using a third-party service can help in many ways that may not be obvious.

A Cautionary Tale

A Cautionary Tale

The Pros and Cons of Sponsorship and celebrity endorsement.

 Business owners increase Retirement Savings investing in their corporation

Business owners increase Retirement Savings investing in their corporation

Investing within your CCPC offers the potential to defer the taxation versus simply paying out the income to yourself and then investing the after-tax capital.

Do you need Disability Insurance?

Do you need Disability Insurance?

If you had a life-changing accident or were diagnosed with a critical illness tomorrow, would you and your family be able to cope?

Trusts for Retirees – Probate Planning

Trusts for Retirees – Probate Planning

When estate planning, most retirees wish to review strategies to avoid probate fees, which in Ontario are 1.5% of the assets value distributed via a will.

Nine Tax Strategies to Pay Less Tax in Retirement

Nine Tax Strategies to Pay Less Tax in Retirement

Income tax is one of the largest expenses any retiree has. The Fraser Institute Report indicated that Canadians paid 45% of income as taxes in 2019.