Flats or Villas: Which One Should You Buy in Kochi?

Flats or Villas: Which One Should You Buy in Kochi?

Kochi is a leading city in Kerala where anyone would be dreaming to own a house. Check out whether you should buy a Flat/Apartment or a Villa in Kochi

Flats and villa projects in Kochi are very popular among the people. Most Keralites looking to buy a home would choose Kochi because of its proximity to all of the necessary landmarks, such as Lulu and other similar malls, well-known hospitals, restaurants, and so much more. There are several factors to consider before buying a new home for yourself and your family.

Asset Homes has ventured into numerous flats and villas in and around Kochi that would satisfy your needs and preferences, such as Asset Luminance, Asset Kasavu, Asset Alpine Maple, and so on. You could get more details and information about all the completed and ongoing villas and flats in Kochi and other places in Kerala from the website of Asset Homes.

Flats and villas offer you different kinds of atmosphere and facilities. Before investing in both of them, make sure you do enough research on which type of home is perfect for you and your family.

Here are some basic differentiating factors between villas and flats.


Villas in Kochi offer more spacious rooms and areas compared to flats and apartments in Kochi. Flats are considered to be more claustrophobic for people who are used to living in big houses. Children tend to love living in villas as it makes them easier to access the play areas and other outdoor activities.

The Cost of Property

There are numerous flats by Asset Homes that are very budget-friendly, whereas the villas are considered a luxurious option. Hence, villas are very expensive. If you are a person looking for an affordable place to stay with or without your family for a few years, then the perfect option for you would be a flat in Kochi. Whereas if you want to enjoy a peaceful retirement life with your family, a villa in Kochi would be better for you.


Customisation is more applicable in a villa project as you can build your own garden and make changes and expansions to your villa. On the other hand, in a flat in Kochi, it is nearly impossible for you to customise or personalise the whole project.

Pros and Cons of Villas


  • Villas provide you with high and maximum privacy.
  • If you have a large family, a villa would be perfect for you as there would be no crowding.
  • Villas are a lot more spacious than flats.
  • When you buy a villa, you will also, by default, get ownership of the land it is built on.
  • It is easier to personalise and customise a villa.


  • Villas are highly expensive. Finding a villa project at a budget-friendly price is almost impossible.
  • Most villa projects are only available in the suburban areas; hence the landmarks and attractive places would not be as close as a flat would be.
  • The maintenance of the villa should be done by the owner itself.
  • If you wish to see the villa as an investment and rent it out, be aware that the villas have very low popularity in the rental market as they are expensive.

Pros and Cons of Flats and Apartments


  • Flats and apartments are relatively affordable compared to villas.
  • If you ever feel like renting your place to somebody, flats are the perfect option as they are very popular in the rental market.
  • Flats and apartments provide a more safe and secure environment, and they have low maintenance charges.
  • Flats are ideal for a small and nuclear family of no more than 4 people.


  • Flats and apartments have limited space. Hence, if you have a large family, a flat would not be appropriate for you.
  • Owning a flat or an apartment doesn't give you ownership of the land.
  • There is very little privacy as each flat is very close to one another.
  • All the members of the family are forced to live in a claustrophobic manner.
  • It is almost impossible for you to personalise and customise your flat as the whole apartment shares the same walls and ceiling.